FORM 10-Q/A Amendment No. 1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 (Mark One) [ X ] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: June 30, 1998 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to___________ Commission File Number 1-4471 XEROX CORPORATION (Exact Name of Registrant as specified in its charter) New York 16-0468020 _ (State or other jurisdiction (IRS Employer Identification No.) of incorporation or organization) P.O. Box 1600 Stamford, Connecticut 06904-1600 (Address of principal executive offices) (Zip Code) (203) 968-3000 _ (Registrant's telephone number, including area code) This document consists of 4 pages. PART I - FINANCIAL INFORMATION Item 1 Xerox Corporation Notes to Consolidated Financial Statements 8. Summarized operating results of Insurance follow (in millions): Three months ended Six months ended June 30, June 30, 1998 1997 1998 1997 Revenues Insurance premiums earned $ 224 $ 381 $ 455 $ 805 Investment and other income 51 112 100 223 Total Revenues 275 493 555 1,028 Costs and Expenses Insurance losses and loss expenses 195 556 391 921 Insurance acquisition costs and other operating expenses 88 129 183 277 Interest expense 27 49 53 98 Administrative and general expenses 4 (2) 8 30 Total Costs and Expenses 314 732 635 1,326 Realized Capital Gains 2 1 5 7 Income (Loss) Before Income Taxes (37) (238) (75) (291) Income Tax Benefits 27 85 41 106 Income (Loss) From Insurance * $ (10) $ (153) $ (34) $ (185) * The above operating results exclude the gains and losses related to sales of the Insurance subsidiaries and the $190 million after-tax write-off taken in the first quarter of 1998. The loss from Insurance operations as set forth above and the sale-related impacts (excluding the $190 million after-tax write-off), were charged to reserves established for this purpose and, therefore, did not impact our earnings. The net assets at June 30, 1998 and December 31, 1997 of the Insurance businesses included in our consolidated balance sheets as discontinued operations are as follows (in millions): June 30, December 31, 1998 1997 Insurance Assets Investments $ 3,520 $ 4,597 Reinsurance recoverable 847 1,459 Premiums and other receivables 562 592 Deferred taxes and other assets 896 1,082 Total Insurance assets $ 5,825 $ 7,730 Insurance Liabilities Unpaid losses and loss expenses $ 3,578 $ 4,999 Unearned income 421 541 Notes payable 115 250 Other liabilities 837 864 Total Insurance liabilities $ 4,951 $ 6,654 Investment in Insurance, net $ 874 $ 1,076 2 On August 13, 1998, we closed on the previously announced sale of Crum & Forster Holdings, Inc. (CFI) to Fairfax Financial Holdings Limited of Toronto for $680 million, including the repayment of $115 million in debt. We incurred approximately $75 million in transaction-related costs. With the completion of the CFI transaction, we have effectively completed our exit from insurance and financial services. A write-off of $190 million after-tax was recorded in the first quarter of 1998. 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this amendment to be signed on its behalf by the undersigned thereunto duly authorized. XEROX CORPORATION (Registrant) /s/ George R. Roth _____________________________ Date: August 14, 1998 By George R. Roth Assistant Treasurer 4